Index - expand your thinking

Women's - special offers usually include:
Product-specific discount (such as on beauty or health products, petrol), outlet-specific discounts (restaurants, stores,, hotels), cash back on monthly bill payments (such as mobile bills), reward pro-grammes and redemption schemes, insurance benefits, and features such as EMI payments on credit dues in India.
1. Household Expenditure budget :
Look at your house hold expenses and ascertain which area you spend the most in. Assuming you spend a big chunk on monthly groceries, get a card that offers discounts at your local departmental store. Alternatively, if you spend a lot on communication (land line, mobile phone, internet), you may want a card that gives you discounts on bill payments.
2. Reward and Redemption Schemes :
Every card now has reward schemes. Look at the manner in which each card offers redemption opportunities to see which one suits you. One card may trade you redemption points for air tickets, another shopping vouchers.